SG Money Guide

Tag: asset allocation

  • How “Golden Handcuffs” Kill Your Portfolio

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    by

    SG Money Guy
    in ,

    Investors should “stay the course” and not sell out when the market dips. But of course, investors do the opposite and sell out when the market dips. Why do we do that? Patrick Adams highlights that we have a real risk in our spending habits in his latest paper. Simply put, it is harder than…

  • How to choose an asset allocation

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    by

    SG Money Guy
    in

    What I do: Cash for short-term goals (3 years or less), 100% equities otherwise. Choosing an asset allocation is like choosing ingredients for a meal. There are three main classes of assets: We have to balance our asset allocation to match our ability, willingness, and need to take risk. Cash We keep our cash in…