Month: February 2026
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Should you invest in the new CPF life-cycle investment scheme?
CPF has announced a new investment scheme to be launched in 2028. It is an extension of the CPF Investment Scheme, or CPFIS. CPF will work with commercial fund providers to offer simplified, low-cost, and diversified life-cycle investment products. To determine whether this scheme is suitable for you, let’s take a look at these of…
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We don’t know what to buy to make us happy
We commonly come across advice to spend on the things that make us happy. Great advice. But it suffers from one fatal flaw. We aren’t very good at spending on the things that make us happy. This ability is called affective forecasting, or predicting what makes us happy in the future. A paper by Dunn,…
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How to stop your parents from being scammed
The elderly are easy prey for scammers. Not a day goes by without news about another elderly scam victim being targeted. This isn’t a coincidence. Your parents are older than you (citation needed). Older adults are more vulnerable to poor financial choices, and this includes scams. Often, their children (that’s you!) are the first to…
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You’re sacrificing your life without realising it
My wife recently asked me a question, and I don’t have a good answer to it. “How is it that we are expected to be a good worker, a good partner, a good pet owner, a good friend, a good son/parent, and take care of our health, all at once?” I don’t know. At the…