SG Money Guide

Month: January 2026

  • The biggest personal finance lessons from 2025

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    by

    SG Money Guy
    in

    2025 has come and gone. There are many things that have changed. There are many lessons to be learnt. But if we don’t learn from our history, we are doomed to repeat it. Here are the most important personal finance lessons from my 2025. 1. One-off expenses will keep coming I have a house and…

  • The biggest investing lessons from 2025

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    by

    SG Money Guy
    in

    What did the past year teach us? Lots. But if we do not learn from it, we are doomed to repeat it. Here are some of the most important lessons that 2025 taught us. 1. Stay in your seat On April 2, 2-25, Donald Trump announced Liberation Day Tariffs. The S&P500 proceeded to drop by…

  • Social comparison will poison your finances

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    by

    SG Money Guy
    in

    Financial trouble doesn’t come from earning too little. It comes from comparing too much. We had a change of management recently. But one thing doesn’t change – the big cars and the big houses that they own. I wonder if they really enjoy their possessions, or they bought it because their peers all did. Comparing…

  • 5 Financial Resolutions for 2026

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    by

    SG Money Guy
    in

    It is 2026, and a new year brings a new beginning. 2025 taught us many lessons. In a year, we can accomplish massive things. But we usually don’t. New beginnings are precisely the best time in our lives to enact changes that benefit us. Professor Katy Milkman of The Wharton School calls this the fresh-start…